:root {
    --ink: #022130;
    --ink-2: #1B3242;
    --muted: #586874;
    --line: #E2E7EC;
    --paper: #F8FAFB;
    --surface: #FFFFFF;
    --tint: #EFF4F8;
    --logo-blue: #0A4886;
    --brand: #1F5FD6;
    --brand-ink: #154AB0;
    --brand-soft: #E6EEFC;
    --sky: #5FA2FF;
    --mint: #0E9F7A;
    --mint-soft: #DFF4EC;
    --radius: 14px;
    --radius-lg: 22px;
    --shadow: 0 1px 2px rgba(2,33,48,.04), 0 10px 30px rgba(2,33,48,.07);
    --shadow-lg: 0 2px 4px rgba(2,33,48,.04), 0 30px 60px rgba(2,33,48,.12);
    --ease: cubic-bezier(.22,1,.36,1);
    --mono: "IBM Plex Mono", ui-monospace, monospace;
    --sans: "IBM Plex Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  }
  * { box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body { margin: 0; background: var(--paper); color: var(--ink); font: 400 17px/1.6 var(--sans); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
  img, svg { display: block; }
  a { color: inherit; text-decoration: none; }
  button { font: inherit; color: inherit; }
  h1, h2, h3 { margin: 0; letter-spacing: -0.02em; line-height: 1.1; font-weight: 600; }
  p { margin: 0; }
  .wrap { max-width: 1280px; margin: 0 auto; padding: 0 32px; }
  /* Large screens: scale the whole layout up so it fills the window instead of
     sitting in a small strip. Media queries still see the real window width. */
  @media (min-width: 1600px) { html { zoom: 1.125; } }
  @media (min-width: 1880px) { html { zoom: 1.25; } }
  @media (min-width: 2200px) { html { zoom: 1.45; } }
  @media (min-width: 2500px) { html { zoom: 1.6; } }
  @media (min-width: 3200px) { html { zoom: 2; } }
  .label { font: 500 12px/1 var(--mono); letter-spacing: .08em; text-transform: uppercase; color: var(--brand); }
  .label::before { content: "// "; opacity: .55; }
  .lede { color: var(--muted); font-size: 19px; max-width: 46ch; }
  section { padding: 112px 0; position: relative; }
  [id] { scroll-margin-top: 72px; }
  .sec-head { display: grid; gap: 16px; max-width: 720px; margin-bottom: 56px; }
  .sec-head h2 { font-size: clamp(32px, 4.2vw, 48px); }
  :focus-visible { outline: 2px solid var(--brand); outline-offset: 3px; border-radius: 6px; }

  /* Scroll progress */
  .progress { position: fixed; top: 0; left: 0; right: 0; height: 3px; z-index: 50; transform-origin: 0 50%; transform: scaleX(0); background: linear-gradient(90deg, var(--logo-blue), var(--sky)); }

  /* Logo */
  .logo { display: inline-flex; align-items: center; gap: 9px; }
  .logo svg { width: 46px; height: 24px; overflow: visible; }
  .logo .word { font: 600 27px/1 "Poppins", var(--sans); letter-spacing: -0.02em; color: var(--ink); transform: translateY(-1px); }
  .mark path { fill: var(--logo-blue); stroke: var(--logo-blue); stroke-width: 1.2; stroke-linejoin: round; transform-box: fill-box; transform-origin: 50% 100%; }
  .logo.intro .mark path { animation: markIn .8s var(--ease) both; }
  .logo.intro .mark path:nth-child(2) { animation-delay: .12s; }
  .logo.intro .mark path:nth-child(3) { animation-delay: .24s; }
  .logo.intro .word { animation: wordIn .7s var(--ease) .3s both; }
  .logo:hover .mark path { animation: markHop .6s var(--ease); }
  .logo:hover .mark path:nth-child(2) { animation-delay: .07s; }
  .logo:hover .mark path:nth-child(3) { animation-delay: .14s; }
  @keyframes markIn { from { opacity: 0; transform: translate(-6px, 10px) scale(.6); } to { opacity: 1; transform: none; } }
  @keyframes wordIn { from { opacity: 0; transform: translate(-8px, -1px); } to { opacity: 1; transform: translateY(-1px); } }
  @keyframes markHop { 40% { transform: translateY(-4px); } }

  /* Buttons */
  .btn { position: relative; overflow: hidden; isolation: isolate; display: inline-flex; align-items: center; gap: 8px; min-height: 48px; padding: 0 22px; border-radius: 999px; font: 600 15px/1 var(--sans); cursor: pointer; border: 1px solid transparent; transition: background .25s, color .25s, border-color .25s, transform .25s var(--ease), box-shadow .25s; }
  .btn svg { width: 16px; height: 16px; transition: transform .25s var(--ease); }
  .btn:hover svg { transform: translateX(4px); }
  .btn:active { transform: scale(.97); }
  .btn::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(110deg, transparent 30%, rgba(255,255,255,.35) 50%, transparent 70%); transform: translateX(-100%); transition: transform .7s var(--ease); }
  .btn:hover::after { transform: translateX(100%); }
  .btn-primary { background: var(--brand); color: #fff; box-shadow: 0 6px 18px rgba(31,95,214,.28); }
  .btn-primary:hover { background: var(--brand-ink); box-shadow: 0 10px 26px rgba(31,95,214,.36); transform: translateY(-1px); }
  .btn-ghost { border-color: var(--line); background: var(--surface); color: var(--ink); }
  .btn-ghost:hover { border-color: var(--ink); transform: translateY(-1px); }
  .btn-light { background: #fff; color: var(--ink); }
  .btn-light:hover { background: var(--brand-soft); transform: translateY(-1px); }
  .btn-outline-light { border-color: rgba(255,255,255,.35); color: #fff; }
  .btn-outline-light:hover { border-color: #fff; background: rgba(255,255,255,.08); }

  /* Announcement */
  .announce { background: var(--ink); color: #C3D0DA; font-size: 14px; }
  .announce .wrap { display: flex; gap: 12px; align-items: center; justify-content: center; min-height: 44px; text-align: center; flex-wrap: wrap; padding-top: 6px; padding-bottom: 6px; }
  .announce b { color: #fff; font-weight: 500; }
  .announce a { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
  .announce .tag { font: 500 11px/1 var(--mono); letter-spacing: .08em; background: rgba(95,162,255,.18); color: #A9CBFF; padding: 5px 8px; border-radius: 6px; position: relative; }
  .announce .tag::before { content: ""; display: inline-block; width: 6px; height: 6px; border-radius: 50%; background: var(--sky); margin-right: 6px; vertical-align: 1px; animation: blink 1.6s infinite; }
  @keyframes blink { 50% { opacity: .25; } }

  /* Nav */
  header.nav { position: sticky; top: 0; z-index: 30; background: rgba(248,250,251,.8); backdrop-filter: saturate(1.4) blur(14px); border-bottom: 1px solid transparent; transition: border-color .25s, box-shadow .25s; }
  header.nav.scrolled { border-bottom-color: var(--line); box-shadow: 0 6px 20px rgba(2,33,48,.04); }
  .nav .wrap { display: flex; align-items: center; gap: 40px; height: 72px; }
  .nav-links { display: flex; gap: 28px; font-size: 15px; color: var(--ink-2); }
  .nav-links a { padding: 8px 0; position: relative; transition: color .2s; }
  .nav-links a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 2px; height: 2px; border-radius: 2px; background: var(--brand); transform: scaleX(0); transform-origin: right; transition: transform .35s var(--ease); }
  .nav-links a:hover { color: var(--brand); }
  .nav-links a:hover::after { transform: scaleX(1); transform-origin: left; }
  .nav-cta { margin-left: auto; display: flex; gap: 10px; align-items: center; }
  .nav-cta .login { font-size: 15px; font-weight: 500; padding: 12px 14px; }
  .menu-btn { display: none; margin-left: auto; width: 44px; height: 44px; border-radius: 12px; border: 1px solid var(--line); background: var(--surface); cursor: pointer; place-items: center; }
  .mobile-menu { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .4s var(--ease); background: var(--paper); }
  .mobile-menu > div { overflow: hidden; display: grid; padding: 0 16px; }
  .mobile-menu.open { grid-template-rows: 1fr; border-top: 1px solid var(--line); }
  .mobile-menu.open > div { padding-bottom: 20px; }
  .mobile-menu a { padding: 14px 0; border-bottom: 1px solid var(--line); font-weight: 500; }
  .mobile-menu .btn { margin-top: 16px; justify-content: center; }

  /* Hero */
  .hero { padding: 64px 0 104px; overflow: hidden; }
  .hero-bg { position: absolute; inset: 0; z-index: -1; pointer-events: none; -webkit-mask-image: linear-gradient(#000 65%, transparent); mask-image: linear-gradient(#000 65%, transparent); }
  .hero-bg::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(var(--line) 1px, transparent 1px), linear-gradient(90deg, var(--line) 1px, transparent 1px); background-size: 56px 56px; mask-image: radial-gradient(ellipse 70% 60% at 60% 40%, #000 20%, transparent 75%); -webkit-mask-image: radial-gradient(ellipse 70% 60% at 60% 40%, #000 20%, transparent 75%); opacity: .7; animation: gridDrift 30s linear infinite; }
  @keyframes gridDrift { to { background-position: 56px 56px, 56px 56px; } }
  .blob { position: absolute; border-radius: 50%; filter: blur(70px); opacity: .55; }
  .blob.b1 { width: 520px; height: 520px; background: #CFE0FF; right: -120px; top: -160px; animation: float1 18s ease-in-out infinite; }
  .blob.b2 { width: 380px; height: 380px; background: #D6F2E8; right: 280px; bottom: -160px; animation: float2 22s ease-in-out infinite; }
  @keyframes float1 { 50% { transform: translate(-80px, 60px) scale(1.1); } }
  @keyframes float2 { 50% { transform: translate(60px, -50px) scale(.9); } }
  .hero .wrap { display: grid; grid-template-columns: 1.05fr .95fr; gap: 64px; align-items: center; }
  .hero h1 { font-size: clamp(46px, 6.6vw, 84px); letter-spacing: -0.035em; line-height: 1.02; margin: 20px 0 24px; }
  .hero h1 .w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .08em; margin-bottom: -.08em; }
  .hero h1 .w > span { display: inline-block; transform: translateY(105%); animation: rise .9s var(--ease) forwards; }
  .hero h1 em { font-style: normal; background: linear-gradient(90deg, var(--logo-blue), var(--brand) 40%, var(--sky) 60%, var(--brand) 80%); background-size: 250% 100%; -webkit-background-clip: text; background-clip: text; color: transparent; animation: rise .9s var(--ease) forwards, sheen 6s ease-in-out 1.4s infinite; }
  @keyframes rise { to { transform: none; } }
  @keyframes sheen { 50% { background-position: 100% 0; } }
  .fade-up { opacity: 0; transform: translateY(18px); animation: fadeUp .8s var(--ease) forwards; }
  @keyframes fadeUp { to { opacity: 1; transform: none; } }
  .hero .actions { display: flex; gap: 12px; margin-top: 36px; flex-wrap: wrap; }
  .checks { display: flex; flex-wrap: wrap; gap: 10px 24px; margin-top: 36px; color: var(--ink-2); font-size: 15px; padding: 0; list-style: none; }
  .checks li { display: flex; align-items: center; gap: 8px; }
  .checks svg { width: 18px; height: 18px; color: var(--mint); }
  .checks svg path { stroke-dasharray: 24; stroke-dashoffset: 24; animation: draw .6s var(--ease) forwards; animation-delay: inherit; }
  @keyframes draw { to { stroke-dashoffset: 0; } }

  .hero-visual { position: relative; perspective: 1200px; }
  .tilt { transition: transform .5s var(--ease); transform-style: preserve-3d; }
  .panel { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow); }
  .statement { padding: 28px; box-shadow: var(--shadow-lg); }
  .statement-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; }
  .statement-top .mono { font: 500 12px/1 var(--mono); color: var(--muted); letter-spacing: .06em; }
  .pill { display: inline-flex; align-items: center; gap: 6px; font: 500 12px/1 var(--mono); padding: 6px 10px; border-radius: 999px; background: var(--mint-soft); color: var(--mint); }
  .pill::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; animation: blink 1.4s infinite; }
  .amount { font-size: 56px; font-weight: 600; letter-spacing: -0.03em; line-height: 1; font-variant-numeric: tabular-nums; }
  .amount small { font-size: 22px; color: var(--muted); font-weight: 500; }
  .sub { color: var(--muted); font-size: 14px; margin-top: 8px; }
  .bars { display: grid; grid-template-columns: repeat(12, 1fr); align-items: end; gap: 6px; height: 120px; margin: 28px 0 20px; }
  .bars span { background: var(--brand-soft); border-radius: 4px 4px 2px 2px; height: var(--h); transform: scaleY(0); transform-origin: bottom; animation: grow .9s var(--ease) forwards; transition: background .25s; }
  .bars span:hover { background: #BCD2FA; }
  .bars span.hi { background: linear-gradient(var(--sky), var(--brand)); }
  @keyframes grow { to { transform: scaleY(1); } }
  .feed { position: relative; height: 150px; overflow: hidden; border-top: 1px solid var(--line); }
  .feed .row { position: absolute; left: 0; right: 0; height: 50px; display: flex; align-items: center; justify-content: space-between; gap: 12px; border-bottom: 1px solid var(--line); font-size: 15px; transition: transform .6s var(--ease), opacity .6s var(--ease); }
  .feed .row .who { display: flex; align-items: center; gap: 10px; }
  .feed .row .dot { width: 28px; height: 28px; border-radius: 8px; background: var(--tint); display: grid; place-items: center; color: var(--brand); }
  .feed .row .dot svg { width: 14px; height: 14px; }
  .feed .v { font-family: var(--mono); font-size: 14px; }
  .feed .ok { color: var(--mint); font: 500 11px/1 var(--mono); margin-left: 8px; }
  .float-card { position: absolute; padding: 16px 18px; display: flex; gap: 12px; align-items: center; box-shadow: var(--shadow-lg); }
  .float-card .ico { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; flex: none; }
  .float-card b { display: block; font-size: 17px; letter-spacing: -0.01em; }
  .float-card span { font-size: 13px; color: var(--muted); }
  .fc-save { left: -44px; bottom: -36px; animation: bob 6s ease-in-out infinite; }
  .fc-save .ico { background: var(--ink); color: #fff; }
  .fc-approve { right: -28px; top: 64px; animation: bob 7s ease-in-out -2s infinite; }
  .fc-approve .ico { background: var(--mint-soft); color: var(--mint); }
  .pop { opacity: 0; transform: scale(.8) translateY(10px); animation: pop .7s var(--ease) forwards; }
  @keyframes pop { to { opacity: 1; transform: none; } }
  @keyframes bob { 50% { translate: 0 -10px; } }

  /* Marquee */
  .marquee { overflow: hidden; mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
  .marquee-track { --gap: 48px; display: flex; width: max-content; gap: var(--gap); animation: scroll var(--dur, 40s) linear infinite; }
  .marquee:hover .marquee-track { animation-play-state: paused; }
  .marquee.reverse .marquee-track { animation-direction: reverse; }
  /* The track holds two identical halves; shifting by one half (plus half a gap) loops seamlessly */
  @keyframes scroll { to { transform: translateX(calc(-50% - var(--gap) / 2)); } }
  .methods { padding: 0 0 8px; }
  .methods .wrap { display: flex; align-items: center; gap: 32px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding-top: 26px; padding-bottom: 26px; }
  .methods .label { color: var(--muted); flex: none; }
  .methods .marquee { flex: 1; }
  .methods .marquee-track span { font-weight: 600; color: var(--ink-2); font-size: 17px; white-space: nowrap; display: flex; align-items: center; gap: 10px; }
  .methods .marquee-track span::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--brand); opacity: .4; }

  /* Reveal system */
  .reveal { opacity: 0; transform: translateY(28px); transition: opacity .8s var(--ease), transform .8s var(--ease); transition-delay: calc(var(--i, 0) * 90ms); }
  .reveal.in { opacity: 1; transform: none; }
  .reveal-l { transform: translateX(-36px); }
  .reveal-r { transform: translateX(36px); }
  .reveal-s { transform: scale(.94); }

  /* Stats */
  .stats { display: grid; grid-template-columns: repeat(4, 1fr); }
  .stat { padding: 32px 28px; border-left: 1px solid var(--line); }
  .stat:first-child { border-left: 0; padding-left: 0; }
  .stat b { display: block; font-size: clamp(36px, 4vw, 54px); font-weight: 600; letter-spacing: -0.03em; line-height: 1; font-variant-numeric: tabular-nums; }
  .stat span { display: block; margin-top: 10px; color: var(--muted); font-size: 15px; }

  /* Cards + spotlight */
  .services { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  .card { position: relative; overflow: hidden; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 32px; transition: border-color .3s, transform .4s var(--ease), box-shadow .4s var(--ease), opacity .8s var(--ease); }
  .card::before { content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0; transition: opacity .3s; background: radial-gradient(360px circle at var(--mx, 50%) var(--my, 50%), rgba(31,95,214,.09), transparent 60%); }
  .card:hover::before { opacity: 1; }
  .card:hover { border-color: #C6D5EA; transform: translateY(-4px); box-shadow: var(--shadow-lg); }
  .card .ico { width: 48px; height: 48px; border-radius: 14px; background: var(--brand-soft); color: var(--brand); display: grid; place-items: center; margin-bottom: 24px; transition: transform .5s var(--ease), background .3s, color .3s; }
  .card:hover .ico { transform: rotate(-8deg) scale(1.08); background: var(--brand); color: #fff; }
  .card .ico svg { width: 22px; height: 22px; }
  .card h3 { font-size: 21px; margin-bottom: 10px; }
  .card p { color: var(--muted); font-size: 16px; }
  .card.feature { grid-row: span 2; background: var(--ink); color: #fff; border-color: var(--ink); display: flex; flex-direction: column; }
  .card.feature::before { background: radial-gradient(420px circle at var(--mx, 50%) var(--my, 50%), rgba(95,162,255,.22), transparent 60%); }
  .card.feature p { color: #A9BAC6; }
  .card.feature .ico { background: rgba(255,255,255,.08); color: #fff; }
  .card.feature:hover .ico { background: var(--sky); color: var(--ink); }
  .card.feature h3 { font-size: 28px; }
  .card.feature .grow { flex: 1; min-height: 32px; }
  .card.feature .btn { align-self: flex-start; }
  .orbit { position: absolute; right: -70px; top: -70px; width: 240px; height: 240px; border-radius: 50%; border: 1px dashed rgba(255,255,255,.18); animation: spin 30s linear infinite; }
  .orbit::after { content: ""; position: absolute; top: 50%; left: -5px; width: 10px; height: 10px; border-radius: 50%; background: var(--sky); box-shadow: 0 0 14px var(--sky); }
  .orbit.o2 { width: 160px; height: 160px; right: -30px; top: -30px; animation-duration: 18s; animation-direction: reverse; }
  @keyframes spin { to { transform: rotate(360deg); } }

  /* Risk tabs */
  .risk { background: var(--tint); }
  .risk-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: start; }
  .tabs { position: relative; display: inline-flex; background: var(--surface); border: 1px solid var(--line); border-radius: 999px; padding: 4px; margin-bottom: 32px; }
  .tabs .indicator { position: absolute; top: 4px; bottom: 4px; left: 0; border-radius: 999px; background: var(--ink); transition: transform .45s var(--ease), width .45s var(--ease); }
  .tabs button { position: relative; z-index: 1; font-weight: 600; font-size: 15px; border: 0; background: transparent; color: var(--muted); padding: 12px 20px; min-height: 44px; border-radius: 999px; cursor: pointer; transition: color .3s; }
  .tabs button[aria-selected="true"] { color: #fff; }
  .tabpanel h3 { font-size: 28px; margin-bottom: 14px; }
  .tabpanel p { color: var(--muted); }
  .tabpanel.show > * { animation: fadeUp .6s var(--ease) both; }
  .tabpanel.show > *:nth-child(2) { animation-delay: .06s; }
  .tabpanel.show > *:nth-child(3) { animation-delay: .12s; }
  .meter { margin-top: 28px; }
  .meter-top { display: flex; justify-content: space-between; font: 500 12px/1 var(--mono); color: var(--muted); letter-spacing: .06em; margin-bottom: 10px; }
  .meter-bar { height: 8px; border-radius: 8px; background: var(--surface); border: 1px solid var(--line); overflow: hidden; }
  .meter-bar i { display: block; height: 100%; width: var(--w, 33%); border-radius: 8px; background: linear-gradient(90deg, var(--mint), var(--brand) 60%, #E2574C); background-size: 300% 100%; background-position: var(--bp, 0%) 0; transition: width .7s var(--ease), background-position .7s var(--ease); }
  .chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 28px; padding: 0; list-style: none; }
  .chips li { background: var(--surface); border: 1px solid var(--line); padding: 8px 14px; border-radius: 999px; font-size: 14px; color: var(--ink-2); transition: border-color .2s, transform .3s var(--ease); }
  .chips li:hover { border-color: var(--brand); transform: translateY(-2px); }
  .tabpanel.show .chips li { animation: pop .5s var(--ease) both; animation-delay: calc(.15s + var(--c) * 40ms); }

  /* Industries */
  .industries { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; }
  .industry { position: relative; background: var(--surface); padding: 36px 32px; transition: background .3s; overflow: hidden; }
  .industry::after { content: ""; position: absolute; left: 0; bottom: 0; height: 3px; width: 100%; background: var(--brand); transform: scaleX(0); transform-origin: left; transition: transform .5s var(--ease); }
  .industry:hover { background: #FBFCFE; }
  .industry:hover::after { transform: scaleX(1); }
  .industry .top { display: flex; justify-content: space-between; align-items: center; }
  .industry .num { font: 500 12px/1 var(--mono); color: var(--muted); }
  .industry .arrow { width: 34px; height: 34px; border-radius: 50%; border: 1px solid var(--line); display: grid; place-items: center; transform: rotate(-45deg); transition: transform .4s var(--ease), background .3s, color .3s, border-color .3s; }
  .industry .arrow svg { width: 15px; height: 15px; }
  .industry:hover .arrow { transform: none; background: var(--brand); color: #fff; border-color: var(--brand); }
  .industry h3 { font-size: 22px; margin: 18px 0 10px; }
  .industry p { color: var(--muted); font-size: 16px; }

  /* Integrations */
  .int-head { display: flex; justify-content: space-between; align-items: end; gap: 32px; flex-wrap: wrap; margin-bottom: 40px; }
  .int-head .sec-head { margin-bottom: 0; }
  .int-rows { display: grid; gap: 14px; margin-bottom: 20px; }
  .int-rows .marquee-track { --gap: 14px; }
  .logo-tile { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 22px 16px 16px; display: flex; align-items: center; gap: 12px; font-weight: 600; font-size: 15px; white-space: nowrap; transition: border-color .2s, transform .3s var(--ease); }
  .logo-tile:hover { border-color: var(--brand); transform: translateY(-2px); }
  .logo-tile i { font: 500 13px/1 var(--mono); font-style: normal; width: 36px; height: 36px; border-radius: 10px; background: var(--tint); display: grid; place-items: center; color: var(--ink-2); flex: none; }
  .gateways { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
  .gateway h3 { font-size: 20px; margin: 14px 0 8px; }
  .gateway p { color: var(--muted); font-size: 16px; }

  /* SwipeSimple */
  .swipe { position: relative; overflow: hidden; background: var(--ink); color: #fff; border-radius: 32px; padding: 72px; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
  .swipe::before { content: ""; position: absolute; width: 600px; height: 600px; right: -160px; top: -120px; background: radial-gradient(circle, rgba(95,162,255,.28), transparent 60%); animation: float1 16s ease-in-out infinite; }
  .swipe > * { position: relative; }
  .swipe .label { color: #8FB8FF; }
  .swipe h2 { font-size: clamp(32px, 4vw, 46px); margin: 16px 0 18px; }
  .swipe p { color: #A9BAC6; }
  .feat-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0 24px; padding: 0; margin: 32px 0 36px; list-style: none; }
  .feat-list li { padding: 12px 0; border-bottom: 1px solid rgba(255,255,255,.1); font-size: 15px; display: flex; align-items: center; gap: 10px; color: #E2E9F0; }
  .feat-list svg { width: 16px; height: 16px; color: #6EE7C8; flex: none; }
  .phone { justify-self: center; width: 280px; aspect-ratio: 9/18; border-radius: 40px; background: #0F2A3B; border: 1px solid rgba(255,255,255,.14); padding: 14px; box-shadow: 0 40px 80px rgba(0,0,0,.35); animation: bob 7s ease-in-out infinite; }
  .screen { position: relative; height: 100%; border-radius: 28px; background: #fff; color: var(--ink); padding: 28px 22px; display: flex; flex-direction: column; overflow: hidden; }
  .screen .mono { font: 500 11px/1 var(--mono); color: var(--muted); letter-spacing: .06em; }
  .screen .big { font-size: 38px; font-weight: 600; letter-spacing: -0.03em; margin: 14px 0 4px; font-variant-numeric: tabular-nums; min-height: 46px; }
  .caret { display: inline-block; width: 2px; height: 32px; background: var(--brand); margin-left: 2px; vertical-align: -4px; animation: blink 1s steps(1) infinite; }
  .keypad { margin-top: auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
  .keypad span { aspect-ratio: 1.6; display: grid; place-items: center; border-radius: 10px; background: var(--tint); font-weight: 500; transition: background .15s, transform .15s; }
  .keypad span.press { background: var(--brand-soft); transform: scale(.92); }
  .tap { position: relative; margin-top: 12px; background: var(--brand); color: #fff; text-align: center; border-radius: 14px; padding: 14px; font-weight: 600; }
  .tap.pulse::before, .tap.pulse::after { content: ""; position: absolute; inset: 0; border-radius: 14px; border: 2px solid var(--brand); animation: ring 1.2s var(--ease) infinite; }
  .tap.pulse::after { animation-delay: .4s; }
  @keyframes ring { from { opacity: .8; transform: scale(1); } to { opacity: 0; transform: scale(1.18, 1.6); } }
  .success { position: absolute; inset: 0; background: #fff; display: grid; place-content: center; justify-items: center; gap: 14px; text-align: center; opacity: 0; pointer-events: none; transition: opacity .4s; }
  .success.show { opacity: 1; }
  .success .tick { width: 76px; height: 76px; border-radius: 50%; background: var(--mint-soft); color: var(--mint); display: grid; place-items: center; transform: scale(.5); transition: transform .6s var(--ease); }
  .success.show .tick { transform: none; }
  .success .tick svg { width: 36px; height: 36px; }
  .success .tick path { stroke-dasharray: 24; stroke-dashoffset: 24; transition: stroke-dashoffset .6s var(--ease) .2s; }
  .success.show .tick path { stroke-dashoffset: 0; }
  .success b { font-size: 22px; }
  .success span { color: var(--muted); font-size: 14px; }

  /* Why */
  .why { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
  .why-item { position: relative; padding-top: 26px; }
  .why-item::before, .why-item::after { content: ""; position: absolute; top: 0; left: 0; height: 2px; width: 100%; background: var(--line); }
  .why-item::after { background: var(--ink); transform: scaleX(0); transform-origin: left; transition: transform 1.1s var(--ease); transition-delay: calc(var(--i, 0) * 150ms + .2s); }
  .why-item.in::after { transform: scaleX(1); }
  .why-item .num { font: 500 12px/1 var(--mono); color: var(--brand); }
  .why-item h3 { font-size: 20px; margin: 16px 0 10px; }
  .why-item p { color: var(--muted); font-size: 16px; }

  /* Testimonials */
  .quotes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  .quote { padding: 32px; display: flex; flex-direction: column; gap: 28px; margin: 0; }
  .stars { display: flex; gap: 2px; color: #F5A524; }
  .stars svg { width: 18px; height: 18px; }
  .quote.in .stars svg { animation: pop .5s var(--ease) both; }
  .quote.in .stars svg:nth-child(2) { animation-delay: .08s; }
  .quote.in .stars svg:nth-child(3) { animation-delay: .16s; }
  .quote.in .stars svg:nth-child(4) { animation-delay: .24s; }
  .quote.in .stars svg:nth-child(5) { animation-delay: .32s; }
  .quote blockquote { margin: 0; font-size: 18px; line-height: 1.55; color: var(--ink-2); flex: 1; }
  .who { display: flex; align-items: center; gap: 12px; }
  .avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--brand-soft); color: var(--brand); display: grid; place-items: center; font: 600 14px/1 var(--sans); }
  .who b { display: block; font-size: 15px; }
  .who span { font-size: 13px; color: var(--muted); }

  /* FAQ */
  .faq-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 64px; }
  .qa { border-bottom: 1px solid var(--line); }
  .qa:first-child { border-top: 1px solid var(--line); }
  .qa button { width: 100%; background: none; border: 0; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 24px 0; font-size: 19px; font-weight: 500; text-align: left; transition: color .2s; }
  .qa button:hover { color: var(--brand); }
  .qa .plus { width: 32px; height: 32px; border-radius: 50%; border: 1px solid var(--line); display: grid; place-items: center; flex: none; transition: transform .4s var(--ease), background .3s, color .3s, border-color .3s; }
  .qa.open .plus { transform: rotate(135deg); background: var(--ink); color: #fff; border-color: var(--ink); }
  .qa .ans { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .45s var(--ease); }
  .qa .ans > div { overflow: hidden; }
  .qa .ans p { color: var(--muted); padding: 0 56px 24px 0; opacity: 0; transform: translateY(-6px); transition: opacity .4s, transform .4s var(--ease); }
  .qa.open .ans { grid-template-rows: 1fr; }
  .qa.open .ans p { opacity: 1; transform: none; }
  .contact-card { padding: 28px; margin-top: 32px; }
  .contact-card a { display: flex; align-items: center; gap: 10px; font-weight: 500; padding: 8px 0; transition: color .2s, transform .3s var(--ease); }
  .contact-card a:hover { color: var(--brand); transform: translateX(4px); }
  .contact-card svg { width: 18px; height: 18px; color: var(--brand); }

  /* CTA */
  .cta { padding: 0 0 112px; }
  .cta-box { background: linear-gradient(120deg, var(--logo-blue), var(--brand) 55%, #3D7BF0); color: #fff; border-radius: 32px; padding: 80px 72px; display: grid; grid-template-columns: 1.3fr 1fr; gap: 48px; align-items: end; position: relative; overflow: hidden; isolation: isolate; }
  .rings { position: absolute; right: -80px; top: -80px; width: 380px; height: 380px; z-index: -1; }
  .rings span { position: absolute; inset: 0; border-radius: 50%; border: 1px solid rgba(255,255,255,.35); animation: ripple 5s var(--ease) infinite; opacity: 0; }
  .rings span:nth-child(2) { animation-delay: 1.66s; }
  .rings span:nth-child(3) { animation-delay: 3.33s; }
  @keyframes ripple { 0% { transform: scale(.3); opacity: .9; } 100% { transform: scale(1.6); opacity: 0; } }
  .cta-mark { position: absolute; right: 48px; bottom: 40px; width: 180px; opacity: .12; z-index: -1; }
  .cta-mark { fill: #fff; stroke: #fff; stroke-width: 1.2; stroke-linejoin: round; animation: bob 8s ease-in-out infinite; }
  .cta-box h2 { font-size: clamp(36px, 5vw, 60px); letter-spacing: -0.03em; }
  .cta-box p { color: #DCE7FF; margin-top: 18px; max-width: 48ch; }
  .cta-box .actions { display: flex; gap: 12px; flex-wrap: wrap; }
  .trust { display: flex; flex-wrap: wrap; gap: 8px 24px; margin-top: 28px; font: 500 12px/1 var(--mono); letter-spacing: .06em; color: #DCE7FF; }

  /* News */
  .news { padding: 0 0 112px; }
  .news-card { display: grid; grid-template-columns: 1fr auto; gap: 32px; align-items: center; padding: 36px 40px; transition: box-shadow .4s var(--ease), transform .4s var(--ease), opacity .8s var(--ease); }
  .news-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
  .news-card h3 { font-size: 24px; margin: 12px 0 10px; }
  .news-card p { color: var(--muted); max-width: 70ch; }
  .news-stats { display: flex; gap: 32px; }
  .news-stats b { display: block; font-size: 28px; letter-spacing: -0.02em; }
  .news-stats span { font: 500 11px/1 var(--mono); color: var(--muted); letter-spacing: .06em; }

  /* Footer */
  footer { background: var(--ink); color: #A9BAC6; padding: 80px 0 40px; font-size: 15px; }
  .foot { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 48px; }
  footer .logo .word { color: #fff; }
  footer .mark path { fill: var(--sky); stroke: var(--sky); }
  footer h4 { font: 500 12px/1 var(--mono); letter-spacing: .08em; color: #fff; margin: 0 0 20px; text-transform: uppercase; }
  footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
  footer a { transition: color .2s; }
  footer a:hover { color: #fff; }
  .foot-about p { margin: 20px 0 24px; max-width: 36ch; }
  .foot-contact { display: grid; gap: 6px; }
  .foot-bottom { margin-top: 64px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.1); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 16px; font-size: 14px; }
  .foot-bottom nav { display: flex; gap: 24px; }

  @media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: .001s !important; animation-iteration-count: 1 !important; animation-delay: 0s !important; transition-duration: .001s !important; transition-delay: 0s !important; }
    .reveal { opacity: 1; transform: none; }
    .marquee-track { animation: none !important; flex-wrap: wrap; width: auto; }
    .marquee-track [aria-hidden="true"] { display: none; }
  }

  /* Responsive */
  @media (max-width: 1024px) {
    .nav-links { display: none; }
    .hero .wrap, .risk-grid, .faq-grid, .swipe, .cta-box { grid-template-columns: 1fr; }
    .hero-visual { max-width: 520px; margin-top: 16px; }
    .services { grid-template-columns: 1fr 1fr; }
    .card.feature { grid-row: auto; grid-column: span 2; }
    .why { grid-template-columns: 1fr 1fr; }
    .quotes { grid-template-columns: 1fr; }
    .foot { grid-template-columns: 1fr 1fr; }
    .swipe { padding: 56px; }
    .news-card { grid-template-columns: 1fr; }
  }
  @media (max-width: 720px) {
    body { font-size: 16px; }
    .wrap { padding: 0 16px; }
    section { padding: 80px 0; }
    .nav-cta .login, .nav-cta .btn { display: none; }
    .menu-btn { display: grid; }
    .hero { padding: 40px 0 88px; }
    .fc-save { left: 8px; bottom: -40px; }
    .fc-approve { right: 8px; top: -24px; }
    .statement { padding: 22px; }
    .amount { font-size: 44px; }
    .methods .wrap { flex-direction: column; align-items: flex-start; gap: 16px; }
    .methods .marquee { width: 100%; }
    .stats { grid-template-columns: 1fr 1fr; }
    .stat { padding: 24px 0; border-left: 0; border-top: 1px solid var(--line); }
    .services, .industries, .gateways { grid-template-columns: 1fr; }
    .card.feature { grid-column: auto; }
    .why { grid-template-columns: 1fr; }
    .feat-list { grid-template-columns: 1fr; }
    .swipe, .cta-box { padding: 40px 24px; border-radius: 24px; }
    .phone { width: 240px; }
    .tabs { display: flex; width: 100%; }
    .tabs button { flex: 1; padding: 12px 6px; font-size: 14px; }
    .qa .ans p { padding-right: 0; }
    .foot { grid-template-columns: 1fr; }
    .news-card { padding: 28px 24px; }
    .news-stats { gap: 20px; }
    .cta-mark { width: 120px; right: 20px; bottom: 20px; }
  }