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Getting a Coins and Collectibles Merchant Account
How to Get a Coins and Collectibles Merchant Account To secure a coins and collectibles merchant account, it’s crucial to partner with Mega Payments, a processor experienced in handling high-risk accounts. Begin by submitting a detailed application that provides insights about your collectibles business. We will then evaluate the level of risk during the underwriting process by examining your business’s reputation and financial stability.
Once your application is approved, Mega Payments will help integrate your merchant account into your sales channels—whether online, in-store, or over the phone—to streamline your payment processes efficiently.
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Collectible Businesses Types That We Support
Mega Payments proudly supports a diverse range of collectible businesses, ensuring they can efficiently manage transactions and grow their customer base. Here are the types of collectible businesses we provide merchant account services for:
- Numismatic and rare coin dealers
- Vintage stamp collections
- Sports memorabilia
- Music memorabilia stores, including rare vinyl records
- Antique shops
- Rare bookstores
- Collectible toys and games
- Historical artifacts and military dealers
- Art galleries
- Vintage clothing
- Movie and entertainment collectibles shops
- Specialized collectible card game stores
Account Types for Collectible Merchants
Collectible Merchant Account Types
Mega Payments offers specialized merchant account solutions tailored to the specific needs of collectibles businesses across various sales channels:
Online:
For businesses that rely heavily on online sales, Mega Payments provides robust online payment solutions equipped with advanced security features such as encryption, tokenization, SET protocol, and SSL technology. These features ensure the highest level of security for both your business and your customers’ sensitive financial information. Our online merchant accounts also enable you to reach a global audience, selling your collectibles to anyone with an internet connection.
Retail:
For those operating physical storefronts, our retail merchant services are designed to handle card-present transactions efficiently, with lower processing fees. Opting for Mega Payments also brings additional benefits, such as access to a full suite of POS devices, ensuring seamless, secure, and swift in-person transactions.
Over the Phone:
A MOTO (Mail Order/Telephone Order) merchant account is perfect for businesses that accept orders over the phone, via email, or through mail. This type of account is equipped with a virtual terminal that allows for the secure entry of customer payment information and transaction initiation. Mega Payments provides dedicated support for businesses engaged in phone-based transactions, offering a secure and efficient way to handle card-not-present payments and enhancing your ability to conduct sales over the phone.
Why is Selling Collectibles Considered High-Risk?
Selling collectibles is considered high-risk primarily due to the subjective valuation of items, which can lead to significant market volatility and a higher incidence of disputes and chargebacks. The collectibles market is also particularly susceptible to fraud, including counterfeit goods, further complicating transactions. Additionally, the often high transaction values and the rarity of items increase the risk for payment processors, making this sector challenging to manage financially.
Why Choose Mega Payments?
At Mega Payments, we excel in providing high-risk merchant accounts specifically designed for the unique dynamics of collectible businesses. With an impressive 98% approval rate, we proudly serve a diverse array of collectible merchants, accommodating various levels of risk.
We are committed to offering competitive rates, exceptional customer service, and thorough rate reviews, establishing ourselves as a dependable payment processing partner for your collectible business.
If you’re in search of a high-risk merchant services provider that deeply understands the specific demands of the collectibles market and ensures a swift, straightforward onboarding process, Mega Payments is your optimal choice. Contact us today to enhance your collectibles business with our tailored payment solutions!
