Accept payments anywhere
Credit cards, online checkout and mobile transactions across every channel, in store, online and on the go.
Start acceptingKeep more of every sale.
Lower fees, no contracts and free equipment. Simple membership pricing with real people answering the phone 24/7.
- No contracts
- Free equipment
- 24/7 live support
- PCI compliant
Accept every major method
VisaMastercardAmerican ExpressDiscoverApple PayGoogle PayACH / eCheck
0Merchants helped
0Processing volume
0Avg. monthly savings
0Long-term contracts
#0
Recognition · Inc. 5000 · 2026
#0FINANCIALOne of America's fastest-growing private companies.
Mega Payments ranked #398 on the 2026 Inc. 5000 list, and #33 among Financial Services companies. Growth built one merchant relationship at a time.
SERVICESVIEW ON INC.COM ↗
One team · one vision
Everything you need to get paid, under one roof.
We help merchants increase their financial well-being through better tools, high-quality service and a dedicated team behind every account.
Check processing
Full ACH and eCheck capabilities to handle and initiate direct deposits with bank-grade security.
Merchant funding
Secure the working capital you need with a range of business loans and funding programs.
Account services
Expert reps set up your merchant account and get you processing fast, with hands-on guidance.
Fraud & chargebacks
Prevention tools that protect your business from emerging fraud and costly chargebacks.
Underwriting · every risk level
Tailored solutions for any risk level.
Whether you run a coffee shop or a high-risk vertical other processors won't touch, Mega underwrites and supports it.
See all 55+ industriesSimple, fast and low cost.
Low-risk businesses face a long list of processing choices. Mega makes the decision simple with POS systems, countertop terminals and online processing. Free terminals, mobile readers, low fees and built-in PCI compliance get you launched faster.
- Apparel
- Home goods
- Moving companies
- Parking garages
- Pet supplies
- Beauty products
- Books, CDs, DVDs
- Auto parts
Room to grow, without the friction.
Seasonal swings, higher tickets or card-not-present sales shouldn't mean higher rates or surprise holds. We set you up with the right account structure and a rep who knows your business.
- Accounting & tax prep
- Airlines
- Collectibles
- eCommerce
- Law firms
- Property management
- SaaS
- Telemedicine
Approved where others say no.
High-risk verticals get dedicated underwriting from a network of supportive banks, chargeback prevention and stable processing so you can keep selling with confidence.
- CBD
- Firearm-friendly
- Nutra & supplements
- Debt collection
- Travel & timeshare
- Vape & e-cigarette
- Bail bonds
- Fantasy sports
Built for every business
Powerful solutions for any business type or size.
Don't see your industry? Browse all 55+ or reach out and a Mega team member will guide you to the right setup.
01
Retail
Wholesale card processing with no added markup on each transaction, so you keep more of every sale.
02
B2B
Reduce processing fees and accept cards on every invoice to improve cash flow and finance operations.
03
Services
Electricians, contractors, mechanics and barbers get flat-fee processing instead of percentage cuts.
04
Healthcare
Processing overhead typically 60–70% lower than legacy processors, with no contracts or unnecessary fees.
05
Restaurants & bars
Works with 99% of POS systems, so you keep your existing hardware and get better processing.
06
E-commerce
A simple monthly membership unlocks wholesale rates on the platforms you already sell through.
Integrations · 100+ tools
Works with the platforms you already use.
ShShopify
WoWooCommerce
WPWordPress
BCBigCommerce
MgMagento
PSPrestaShop
OCOpenCart
VoVolusion
ZCZenCart
AnAuthorize.net
NMNMI
Authorize.net
Connect your shopping cart to one of the industry's most reliable gateways for faster, more secure transactions.
NMI
Take creative control of your checkout, streamline workflows and deliver payment experiences tailored to your brand.
Mobile · web · terminal
Your phone is the terminal.
SwipeSimple runs on iOS, Android or any browser. No special equipment needed: take payments wherever your customers are ready to buy.
- Virtual terminal
- Text2Pay
- Recurring payments
- Smart terminals
- Inventory sync
- Online checkout
Why merchants pick Mega
The merchant-minded partner you've been searching for.
01
Transparent pricing
No hidden fees or confusing structures. With membership pricing, you know exactly what you pay and why.
02
Seamless service
Real humans, fast answers and problems solved on the first call.
03
Modern technology
Real-time analytics and insights to help you make smarter decisions.
04
Tailored setup
Services shaped around your business, never a one-size-fits-all package.
Google reviews
Rated 4.9 by the merchants we work with.
GOOGLE REVIEW
"Our company had been dealing with extra fees from our previous POS provider, along with poor communication and limited support when issues came up. Justin with Mega Payments made the transition quick and straightforward. He was able to work with us on the payment for a new terminal, got us set up with better rates and a better accounting app, and the system comes with great features, including ID scanning for age verification. The whole process has been much easier than what we were dealing with before. We're glad we made the switch and would definitely recommend Justin with Mega Payments to other business owners looking for a better processing setup."
N MoruaMerchant · via Google
GOOGLE REVIEW
"I highly recommend Mega for credit card processing services. The biggest reason is their outstanding customer support, especially Cary Glazer. He is truly the best service representative we've worked with. We had an issue where our WiFi went down with our old processor, and Cary came through with the right solution and helped us get back on track. He is knowledgeable, reliable, and always available when we need him. Mega's company is here for their customers, and Cary is on it 24/7. It's great knowing we have a team we can count on. Excellent service and support!"
yaya habMerchant · via Google
"This company got me the best rates for my business! Amazing service, experience and staff! I highly recommend."
Paulina ShammamiMerchant · January 2024
"Switched to Mega for my business and they saved me a ton of money while receiving exceptional customer service!"
Noor NaimiMerchant · January 2024
Frequently asked
Questions you probably already have.
Pricing, contracts and what to expect when you process with Mega.
On average, members save $400+ per month. Mega has no processing markup, so the more you process, the more you save.
No. Membership is month-to-month with no cancellation fees. If you need to cancel for any reason, you can.
Often called "interchange," these fees are set by the card brands and issuing banks based on card type, industry and volume. Every processor pays them; we pass them through without markup.
Each membership plan suits a different annual processing volume. Send us a recent statement and we'll show you a side-by-side comparison, or compare plans.
Yes. Switch plans at any time as your business changes, with no penalties.
See what you could save.
Send us a recent statement for a free, no-pressure review. Just a real conversation about what would actually save you money.
INC. 5000 · #398BBB ACCREDITED★ 4.9 ON GOOGLE · 131 REVIEWSPCI COMPLIANT
In the news · Oct 2, 2025
Electronic Payments announces strategic growth investment in Mega Payments
The investment brings enhanced processing capabilities, reach across North America, Europe and the UK, and access to the Cygma® processing platform.
$1B+VOLUME
3,000+MERCHANTS
3REGIONS