// PRESS RELEASE Electronic Payments announces strategic growth investment in Mega Payments Read the announcement →
// Trusted Payment Processing

Payment Processing That Launches Your Business Into Orbit

Lower fees. No contracts. Free equipment. Mega gives your business the lift it needs to escape the gravity of traditional processors — with transparent pricing and 24/7 live support behind every transaction.

EST. 2019 MEGA PAYMENTS MISSION ONE
// Accept every major payment method
Visa
Mastercard
American Express
Discover
Apple Pay
Google Pay
ACH / eCheck
// One Team · One Vision

An industry-leading provider that empowers merchants

Our mission is to be the partner that helps merchants increase their financial well-being — through innovative business solutions, high-quality service, and a dedicated team driving every account forward.

Accept Payments

Enable your business to accept credit cards, online payments, and mobile transactions across every channel.

Check Processing

Full ACH and eCheck capabilities to handle and initiate direct deposits with bank-grade security.

Merchant Funding

Secure the working capital your business needs with our range of business loans and funding programs.

Account Services

Expert reps set up your merchant account and get you processing payments — fast, with hands-on guidance.

Fraud & Chargebacks

Safeguard your business from emerging fraudulent activities and chargebacks with our prevention tools.

// Risk Level · Underwriting

Tailored solutions for any risk level

Whether you're a coffee shop or a high-risk vertical other processors won't touch — Mega underwrites and supports it all.

Low Risk Standard

As a low-risk business, you're faced with a plethora of online and retail payment processing choices. Great — but overwhelming where to start. Mega simplifies the decision with robust POS systems, countertop terminals, and online processing solutions. Free terminals, mobile readers, low fees, and built-in PCI compliance get you launched faster.

  • Apparel
  • Home Goods
  • Moving Companies
  • Parking Garages
  • Pet Supplies
  • Beauty Products
  • Books, CDs, DVDs
  • Auto Parts
// MID 4789SECURE
SALE AMOUNT
$248.00
CHARGE CARD
RETAIL · POSPCI ✓

Medium Risk Specialty

If you need eCommerce processing but your average transaction size or chargeback history puts you in "medium risk," you need a processor that actually understands your business and won't shut you down. Mega's specialists ask the right questions, match you with the right pricing, and equip you with the security measures to thrive.

  • eCommerce Subscription
  • Accounting
  • Drop Shipping
  • Document Prep
  • High Volume
  • Property Management
  • SEO Services
  • Web Design
// MID 5621SECURE
RECURRING BILLING
$1,495
PROCESS
SUBSCRIPTION3DS ✓

High Risk Specialist

Traditional banks and processors might not know how to support you. Maybe your industry is considered risky, you have credit challenges, or a previous venture didn't pan out. Mega is ready and equipped: chargeback and fraud prevention, PCI-compliant virtual terminals, and a robust network of supporting banks. We help minimize chargebacks, win disputes, and start processing immediately.

  • Adult Products
  • Bail Bonds
  • Guns & Firearms
  • Nutraceuticals
  • Tech Support
  • Dating Sites
  • Cigars & Tobacco
  • Jet Charter
// MID 9034HIGH-RISK
VIRTUAL TERMINAL
$3,250
AUTHORIZE
SPECIALTY BANKSECURED ✓
// Integrations · 100+ Tools

Seamless integration solutions

With hundreds of integration tools, Mega keeps you on the platforms you already know and love.

WordPress

Seamless shopping cart gateway with live support and top-tier processing built in.

WooCommerce

Smoothly accept card transactions on your WooCommerce store with Mega.

Volusion

A robust processing suite connecting your shopping cart to a supportive backend.

OpenCart

Plug Mega's processing tools into OpenCart for quick, efficient setup.

Magento

A seamless checkout process for your Magento-powered eCommerce platform.

Shopify

Shopify makes setting up easy. Mega simplifies the payment processing piece.

PrestaShop

One-click integration — start processing transactions on your site in minutes.

BigCommerce

A powerhouse processing partner supporting your BigCommerce business.

ZenCart

Easily connect Mega's customizable platform to ZenCart in a few clicks.

// API · Gateways

Simple and secure API integrations

Authorize.net

Seamlessly connect your preferred shopping cart to one of the industry's most reliable gateways. Faster, more secure transactions backed by Authorize.net's proven infrastructure.

NMI

Elevate customer satisfaction by integrating with NMI. Unlock creative control to differentiate your brand, optimize workflows, and deliver tailored payment experiences.

// Mobile · Web · Terminal

Simple payments with
SwipeSimple

Accept credit cards hassle-free — no special equipment needed. SwipeSimple runs on iOS, Android, or any browser. Your phone, tablet, or computer is the terminal. Securely accept payments wherever and whenever your customers are ready to buy.

  • Point of Sale
  • Virtual Terminal
  • Standard Terminals
  • POS Systems
  • Mobile Portals
  • Keyed Payments
  • Swiped Payments
  • Text2Pay
  • Recurring Payments
  • Inventory Integrations
  • Smart Terminals
  • Online Checkout
// SwipeSimpleLIVE
TRANSACTION
$1,247.50
TAP TO PAY
MOBILE · WEBSECURED ✓
// Built For Every Business

Powerful solutions for any business type or size

No matter the industry, we've got you covered. Don't see your business below? Reach out — a Mega team member will guide you to the right solution.

Retail

Most consumers prefer cards over any other payment method. Mega provides wholesale credit card processing with no added markup on each transaction — keep more of every sale.

B2B Businesses

B2B card volume has grown dramatically over the last decade. Mega helps B2B operators reduce processing fees and accept cards on every transaction — improving cash flow and finance ops.

Services

Electricians, contractors, mechanics, barbers — service providers trust Mega for flat-fee processing instead of percentage cuts. Lower, predictable costs mean more profit kept in your pocket.

Healthcare

Practices nationwide rely on Mega to reduce processing overhead — typically 60–70% lower than legacy processors. Retain more revenue for patient care, with no contracts and no unnecessary fees.

Restaurants & Bars

Built for brick-and-mortar hospitality. Mega integrates with 99% of POS systems, so you keep your existing hardware while accessing efficient processing your guests will appreciate.

E-Commerce

Seamless integration with most online platforms. A simple monthly membership unlocks the lowest wholesale rates — reducing transaction costs so you can put more back into growth.

3,000+
Merchants Helped & Counting
// Why Merchants Pick Mega

The merchant-minded processing partner you've been searching for

// 01

Transparent Pricing

Say goodbye to hidden fees and confusing pricing structures. With our simplified membership pricing, you always know exactly what you're paying for and why.

// 02

Seamless Service

Unparalleled customer service dedicated to helping you navigate any challenge — real humans, fast answers, problems solved on the first call.

// 03

Cutting-Edge Technology

Access advanced analytics and insights with industry-leading payment processing technology — make smarter decisions with real-time data.

// 04

Tailored Solutions

We customize services to fit your unique business needs, ensuring maximum efficiency and growth potential — no generic, one-size-fits-all setups.

// Merchant Stories

We're proud to partner with some amazing people

Real reviews from clients and team members on what working with Mega looks like.

"This company got me the best rates for my business! AMAZING service, experience and staff! I highly recommend."

PS
Paulina Shammami Merchant · January 2024

"Great place to work. Residual splits are above average in the industry. Excellent staff. Lots of direction and training. Best place I've worked in my 40 years of employment."

JS
Jeffrey Silverman Agent Partner · April 2023

"Switched to Mega for my business and they saved me a ton of money while receiving exceptional customer service!"

NN
Noor Naimi Merchant · January 2024
// Frequently Asked

Questions you probably have already

Common answers about pricing, contracts, and what to expect when you process with Mega.

What are the wholesale rates?
Commonly referred to as "Interchange," these fees are set by the card brands and the issuing banks. They consist of rates and fees based on card type, industry, and transaction volume. These standardized and non-negotiable fees are charged by every processing company in the industry.
Which plan should I choose?
Each of our membership plans is suited to different business needs and cater to the volume your business processes annually. We're happy to walk you through which plan fits — just send over a recent statement and we'll show you side-by-side.
Can I change membership plans?
Yes, of course. We understand your business's needs may change over time, so you have the flexibility to switch plans at any time — no penalties, no friction.
Do you offer custom plans?
Yes. Contact our sales team at (833) 995-3400 or info@megapayments.com and we'll put together a quote that works for your specific business needs.
Am I locked into a contract?
No. Our members are never locked into a contract. If you need to cancel your membership for any reason, you can do so — month-to-month, no cancellation fees, no surprises.
How much do members generally save?
On average, members save $400+ per month. Mega has no processing fees — so the more you process, the more you save.

Ready to transform your payments?

Contact us today to discover how Mega's payment solutions can take your business to the next level. No commitment, no sales pressure — just a real conversation about what would actually save you money.

BBB Accredited
Google Reviewed
PCI Compliant
// IN THE NEWS · OCT 2, 2025

Electronic Payments announces strategic growth investment in Mega Payments

EPI's investment brings enhanced processing capabilities, global reach across North America, Europe, and the UK, and access to the Cygma® processing platform — strengthening every account in our network.

Read the full announcement
electronicpayments.com
OCT 2, 2025
PRESS RELEASE
EPI × Mega
Strategic Growth Investment
$1B+
Volume
3,000+
Merchants
3
Regions