Compliance & Security

Last updated: June 14, 2026

Mega Payments INC is committed to maintaining a secure, compliant payments environment for every merchant we serve. This page summarizes the standards and practices that guide how we handle cardholder data and meet our regulatory and card network obligations.

PCI DSS Compliance

We align our systems and processes with the Payment Card Industry Data Security Standard (PCI DSS), the security framework established by the major card networks to protect cardholder data. Our processing partners maintain PCI DSS validation, and we help merchants meet their own PCI responsibilities through tools, guidance, and built-in compliance support.

What this means for merchants

• Cardholder data is encrypted in transit and at rest using industry-standard methods;
• Access to sensitive data is restricted on a need-to-know basis;
• We support tokenization so merchants can reduce their PCI scope;
• We assist merchants with annual PCI Self-Assessment Questionnaires (SAQs) where applicable.

Card Network Rules

Our Services operate in accordance with the operating rules of Visa, Mastercard, Discover, and American Express. These rules govern transaction processing, dispute and chargeback handling, data security, and prohibited business categories. Merchants agree to comply with applicable network rules as part of their Merchant Processing Agreement.

Data Protection

We maintain administrative, technical, and physical safeguards designed to protect personal and financial information against unauthorized access, alteration, disclosure, or destruction. Our security program includes:

• Network monitoring and intrusion detection;
• Encryption of sensitive data and secure key management;
• Role-based access controls and authentication;
• Regular security reviews and vulnerability management.

For more detail on how we collect and use personal information, see our Privacy Policy.

Anti-Money Laundering (AML) & Know Your Customer (KYC)

As part of our underwriting and onboarding process, we perform identity verification and risk screening consistent with applicable AML and KYC requirements. This helps prevent fraud, money laundering, and the use of our Services for prohibited activities. We may request additional documentation at onboarding or during the life of an account.

Fraud Monitoring

We use a combination of automated tools and human review to detect and prevent fraudulent transactions, protecting both merchants and cardholders. Suspicious activity may result in additional verification, holds, or account review in line with our agreements and network rules.

Accessibility

We strive to make our website usable for everyone and work toward conformance with recognized accessibility guidelines. If you encounter a barrier using our site, please let us know so we can address it.

Reporting a Security Concern

If you believe you have found a security vulnerability or have a compliance question, please contact us so we can investigate promptly:

Mega Payments INC
470 N Old Woodward Ste 250, Birmingham, MI 48009
Email: info@megapayments.com
Phone: (833) 995-3400