Privacy Policy

Last updated: June 14, 2026

Mega Payments INC ("Mega Payments," "we," "us," or "our") is committed to protecting the privacy of merchants, partners, and visitors who use our website at MegaPayments.com and our payment processing services (together, the "Services"). This Privacy Policy describes the personal information we collect and how we handle it.

1. Information We Collect

Information you provide

• Account and application data — business name, legal entity type, contact name, email, phone number, mailing address, tax identification details, and ownership information submitted when you apply for or use our Services.
• Financial information — bank account and routing details, processing history, and related underwriting information needed to approve and operate a merchant account.
• Communications — information you share when you contact support, request a quote, or respond to surveys.

Information collected automatically

• Usage data — pages viewed, links clicked, referring URLs, and time spent on our site.
• Device data — IP address, browser type, operating system, and device identifiers.
• Cookies and similar technologies — used to remember preferences, measure site performance, and improve your experience.

2. How We Use Your Information

We use the information we collect to:

• Evaluate applications, underwrite, and provide payment processing Services;
• Operate, maintain, and improve our website and Services;
• Detect, prevent, and respond to fraud, security incidents, and prohibited activity;
• Communicate with you about your account, support requests, and service updates;
• Comply with legal, regulatory, and card network requirements.

3. How We Share Information

We do not sell your personal information. We may share it with:

• Processing partners and sponsor banks who help us deliver the Services;
• Card networks (such as Visa, Mastercard, Discover, and American Express) as required to process transactions;
• Service providers who perform functions on our behalf under confidentiality obligations;
• Authorities when required by law, subpoena, or to protect our rights and the safety of others.

4. Data Security

We maintain administrative, technical, and physical safeguards designed to protect your information, including PCI DSS-aligned controls for cardholder data. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

5. Data Retention

We retain personal information for as long as needed to provide the Services and to satisfy legal, tax, accounting, and card network obligations. When information is no longer required, we securely delete or de-identify it.

6. Your Choices and Rights

Depending on your location, you may have rights to access, correct, delete, or restrict the use of your personal information, and to opt out of certain communications. To exercise these rights, contact us using the details below. You can also manage cookies through your browser settings.

7. Third-Party Links

Our site may link to third-party websites we do not control. This policy does not apply to those sites, and we encourage you to review their privacy practices.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised version here and update the "Last updated" date above.

9. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

Mega Payments INC
470 N Old Woodward Ste 250, Birmingham, MI 48009
Email: info@megapayments.com
Phone: (833) 995-3400