How is Mega Payments different?
We are a membership-based processor. Unlike most processors who mark up wholesale rates through a flat rate or a set percentage, we only charge a low membership fee. Our model is focused on saving our members money.
What are the wholesale rates?
Commonly referred to as "Interchange," these fees are set by the card brands and the issuing banks. They consist of rates and fees based on card type, industry, and transaction volume. These standardized and non-negotiable fees are charged by every processing company in the industry.
How much do members generally save?
On average, we save members $400+ per month. Mega Payments has no processing fees, so the more you process the more you save.
Which plan should I choose?
Each of our membership plans is suited to different business needs. Our plans cater to the amount of volume your business processes annually. Check out our
pricing now.
What if I process more than my plan authorizes?
We base our membership plans on average processing volume. If a business consistently processes above their designated plan, we will reach out to discuss another membership option.
Can I change membership plans?
Yes, of course. We understand your business’s needs may change over time, so we give you the flexibility to switch plans at any time.
Am I locked into a contract?
No. Our members are never locked into a contract. If you need to cancel your membership for any reason, you can do so.
Do you offer custom plans?
What are the benefits of becoming a member?
There are no hidden fees, extra account fees, statement fees, surcharges, PCI fees, service fees, or any other miscellaneous fees. We strive to give our members peace of mind and let them get back to what they do best — growing their businesses.
Does Mega Payments service businesses outside the United States?
No. Mega Payments can only service businesses in the United States at this time.
What industries does Mega Payments service?
We are proud to partner with businesses in nearly every industry — see our full
industries page for the complete list, organized by risk category.
How soon can I get started?
Get started now! Our application takes just a few minutes to fill out. Approval time is usually 24 hours. Once approved, a representative will contact you to go over your equipment options.
Why do you need my personal information on the application?
As a financial institution, we are required to comply with laws and regulations. One of these mandates is to verify the identity of the person(s) looking to open a merchant account.
What POS systems do you integrate with?
We integrate with 99% of major POS systems. We typically suggest speaking directly with your POS company to verify which processors they can work with. If you require further help, please
give us a call.